Have you ever imagined what life would be like with no debt?
We have. Quite often, actually. For us, our debt-free life looked like this: travel as often as we could both in the United States and abroad, be on the road for extended periods of time, and comfortably raise a family without the financial stress related to debt.
We Paid Off Over $150,000 of Debt
And traveled the world. Now we're sharing our secrets that we used to accomplish this and live our debt-free life. Hitting Zero: Your Path To Financial Security & a Debt-Free Life breaks down our exact 6-Step process that allowed us to break free from those financial chains and not worry about debt anymore.
Let go of that "trapped" feeling. Let's get back on top of your finances. Together.
Save time, money, & stress with Extra Time Abroad's life-changing and interest-saving debt elimination course:
Hitting Zero: Your Path to Financial Security & a Debt-Free Life
Our Debt Elimination Secrets, Shared With You
Why? Our new goal is to get YOU doing more of what YOU love. And for many, one massive roadblock prevents them from living the life they dream of: debt. Hitting Zero: Your Path To Financial Security & a Debt-Free Life will help you stop paying so much in interest and help pay off your debt faster.
TWO FREE BONUSES INCLUDED
Hitting Zero Debt Calculator
The Hitting Zero Debt Debt Calculator was created to track and manage debt. It allows you to understand 100% what it is you owe and all the included details. The calculator includes different types of debt and income, as well as calculating your DTI. This calculator was custom-made and is available for you to download within the course at any time.
Hitting Zero Debt Budget Calculator
The Hitting Zero Debt Budget Calculator helps you track finances and budget properly. It covers entering income, expenses, and contains graphs generated by the calculator to manage cash flow and a debt payoff strategy. This calculator was custom-made and is available for you to download within the course at any time.
Who's This Course For?
Educational and digestible.
On your time.
With lifetime access to this course from Day 1 - you have the autonomy to complete the course, go back as needed, and slow down or speed up as you please. We get it, when managing a lot of debt, there doesn't seem to be much time to do anything else. Add a family with kids into that equation and it gets wild. That's why the Hitting Zero: Debt Elimination Course was designed specifically for individuals and families who are balancing every day life and managing their unforgiving debt. View videos on the go through your phone or from the comfort of your home with a tablet, laptop, or desktop.
Example Curriculum
- Intro - Importance of Understanding Your Debt + What Does Your Debt Consist Of? (1:21)
- How to Use the Hitting Zero Debt Calculator (10:29)
- Hitting Zero Debt Calculator Recap + Tips (2:01)
- Download a Credit Monitoring App (0:45)
- How to Use Your Credit Monitoring (4:30)
- Credit Monitoring App Recap + Tips (1:31)
- Intro (0:59)
- The Purpose of a Budget (1:17)
- Cash Flow (1:22)
- Using the Hitting Zero Budget Calculator - Part 1 (9:10)
- Using the Hitting Zero Budget Calculator - Part 2 (9:45)
- Importantance of Cutting Back on Expenses (1:20)
- Needs vs Wants (3:16)
- Increasing Your Income (3:01)
- How to Increase Your Income (3:01)
- Final Thoughts on Cutting Expenses + Maximizing Income (0:31)
- Intro - Debt Payoff Methods **MUST WATCH** (3:56)
- Debt Snowball Method (6:32)
- Debt Avalanche Method (3:55)
- Intro to Loans (1:20)
- Personal Loan (4:49)
- True Consolidation Loan Explained (3:31)
- Secured Loan (2:42)
- Why Payday Loans are Bad (don't do it) (4:01)
- Intro to Homeowner Options (0:40)
- Home Equity Loan (4:12)
- HELOC (4:47)
- Cash-Out Refinance (3:10)
- Intro to Retirement Account Options (0:36)
- 401k Loan (6:08)
- Why a 401k Hardship Withdrawal is Not Ideal (7:32)
- Roth IRA Contributions (4:18)
- Debt Snowball Method Using IRA Contributions (4:00)
- IRA Withdrawal for Educational Expenses (4:04)
- Credit Card Balance Transfers (8:04)
- Whole Life Insurance Loan (3:58)
- Intro to Student Loan Options (2:04)
- Student Loan Refinancing (6:17)
- Where to Refi Your Student Loans (2:44)
- SAVE Program for Student Loans - Overview (4:50)
- SAVE Program for Student Loans - Interest Benefit (1:52)
- SAVE Program for Student Loans - Spousal Income (0:55)
- SAVE Program for Student Loans - Eligibility (3:43)
- SAVE Program for Student Loans - Additional Benefits (2:33)
- What happens if I only make minimum payments on my credit cards?
- What's the difference between credit card and loan interest?
- Should I borrow money from a family member or friend?
- You mentioned low-cost index. What are they and how do I invest?
- Should I trade options?
- Should I use margin when investing?
- How can I start investing for my kids?
- I need a new car - should I buy new or used?
- Why does it seem like everyone is doing so much better than me?
- What credit cards should I use for a balance transfer?
- Where can I find FREE stuff?
- How much of a down payment should I make?
Unlock the Happiness in Your Life
What makes you happy? Is it travel? Spending more time with your kids? Spending more time with family? Chilling with your best friends?
It sucks when you feel held back from any of these activities because of debt. Even just not being present because of the constant reminder of what you owe in credit cards, student loans, or other loans is having a negative impact on your well-being.
We get it. We've been there. The good news is the best thing to do today is to take action. Even better - save time, stress, and money by fast-tracking your debt pay-off journey.
There are a number of ad decisions that can be me made surrounding debt. Heck, you may have made some in the past. But, there are two really bad choices that prove major setbacks to you debt pay-off journey:
- Not taking action
- Choosing the wrong path
Luckily for you, Hitting Zero Debt Elimination Course will help you find that right path and expedite your debt payoff journey.
Go ahead and dream about being debt free.
It's on the horizon.